Author name: Karan Sirdesai

Karan is an digital innovation associate at one of India’s largest Insurance companies. He also writes his own blog on Markets, Technology, Economics and civilisation called Per Capita. He works with emerging technologies like AI, blockchain & IOT to name a few, harnessing them in diverse use cases. A rank holder CA student by academic training, and with experience of technology strategy and product management under his belt, he aims at using his unique insider’s perspective to make complex financial technologies and ideas accessible to everybody.

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Fundraising – a game of cat and mouse

By / January 7, 2021

Capital is the world’s most important factor production.

Every other business decision revolves around capital deployment and capital availability.

Efficient sources of capital can make or break a business; hence it begs the question – should an entrepreneur attempt to raise capital himself, or use the assistance of experienced professionals and bankers?

Well, we argue that leaving the jobs to the experts is always a better idea.

Breadth of experience and reputed character of fundraising professionals gives an entrepreneur his/her most invaluable resource – peace of mind.

Not having to worry about an activity in which he/she has no experience as compared to running around trying to raise funds at unfavorable terms, often neglecting the core business duties will hold the entrepreneur in good stead in the long run, even if it has a bit of costs upfront.

Then, how should one go about it? Click on the info-graphic to read on.

Curated in collaboration with @Asif Yahiya Sukri

The blueprint of a Ponzi Scheme and why we never see it coming.

By / August 17, 2020

The scam that hacks our brain. Phir Hera Pheri to Bernie Madoff, our culture and news is peppered with archetypes of a Ponzi Scheme, the most common, yet successful, financial fraud template in history. We know the modus operandi of every Ponzi scheme, it’s fairly simple, and yet millions fall for it every year. From the uneducated poor to the most sophisticated investors on Wall Street. Why? Because, like every great hacker, it hacks into the security flaws of our brain – our cognitive biases. Read more to understand why our brain isn’t as perfect as we think it to be, and why we all may be victims of Ponzi Schemes one day.